When you’re ready to begin exploring the possibility of becoming a client of Valentine Ventures, you can either call the office to set up a brief introductory call or meeting, or reach out using our web form.
Operating as a team for all clients, we work deliberately with you to learn the nuances of your financial condition, identifying areas of strength as well as deficiency. Crafted by our Certified Financial Planner, your Financial Plan provides guidance on all aspects of the affluent investors life: Retirement Planning, Cash Flow management, Investments, Taxation, Insurance, Estate Planning, Education Savings and Business Transition. To learn more about our Financial Planning, click here.
The Financial Plan also determines the optimal Asset Allocation for your investment accounts. We present your target Asset Allocation in an Investment Policy Statement, which sets the parameters for your investment portfolio, and investing only begins after your approval of the Investment Policy Statement.
Our proprietary investment portfolio strategy utilizes liquid, low-cost ETFs to give you broad diversification across multiple asset classes; and a broad portfolio of high-quality individual bonds, laddered by maturity, provides capital preservation and interest rate protection. To learn more about our Investment Management, click here.
There is a $750,000* minimum account size requirement to become a Wealth Management client. (How is that calculated?)
All services provided to Wealth Management clients—planning and investing—are covered by the account’s asset-based, investment management fee. Additional information about how the relationship is structured can be found here.
If you have more questions, refer our Frequently Asked Questions or contact us.
To take the first steps towards becoming a Wealth Management client, contact us here.
Our Wealth Management clients sign an Investment Management Agreement with our firm. Essentially it affords Valentine Ventures a Limited Power of Attorney (LPOA) to trade the investment accounts of the client (removable at any time) in exchange for a fee, for as long as it suits both parties. Greater detail may be reviewed via a copy of the Agreement.
All accounts are held at an independent brokerage firm, Charles Schwab & Co, Inc., in its Institutional division. There they are assigned to a Valentine Ventures Master Account (via the LPOA). This allows for the full benefits of Schwab’s custodial relationship (online and phone access to accounts, monthly statements, trade confirmations, etc.) as well as their low transaction costs. Valentine Ventures does not hold the assets, nor can it release the funds to itself.
Valentine Ventures prides itself on the standard of communication it sets. Clients are provided a quarterly Review, which includes a written letter covering events and a report of holdings and performance (compared to benchmarks, over various periods). Current and past quarterly reviews and client performance reports are stored in an online secure client portal.
For the first $1MM in assets under management, VVLLC is compensated at an annual fee of 1.25% applied to assets under management, billed quarterly against quarter-ending asset values (times 1/4th of the annual fee). For the amount above $1MM, the fee is 1.0%. A lower fee may be negotiated for accounts over $2.5MM.